Affinity Advisors

Giving You Financial Freedom

Our Approach

Our passion is to share our knowledge, establish and enjoy a long-term relationship and enrich your life financially.

We are professionals with extensive experience in the finance industry. Our team will guide and support you throughout your financial journey.

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How Can Affinity Help You?




The world of mortgages can often be a confusing area to navigate. What type of loan should I be looking for, what is a competitive interest rate, which lender do I use, how do I pay it off faster? Affinity will step you through all there is to know about borrowing money and how to set this up to save the most money along the way. Our advice is not just limited to purchasing, there is no mortgage question to big or two small we cannot assist with.

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Often, we think in life our biggest assets are our houses or our cars and we are quick to insure their value. However, the most a valuable thing in your life and to your family is ‘You’. At Affinity we focus on looking at ways to protect you and your family for the unexpected things in life. A rich life is a life lived in good health and with loved ones. Our job is to minimise the risks of the unexpected, to ensure our clients have everything they require to recover from a time of need.

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The earlier in life we can start reviewing investments the better. Time is everything when it comes to investing and when we talk investing it can be as small as making the decision to start putting very small amounts of money aside for a rainy day. Having a review of your KiwiSaver and savings for retirement is a great step to securing financial freedom. Our position is to help guide your education around investing so you can make the best-informed decisions for your future that align with your risk profile.

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What Our
Clients Are Saying

Over the past 6 years Sandra & the team at Affinity have gone above & beyond for us, we quickly learnt with Affinity…

“When there’s a will there’s a way”. 


We had been trying to purchase our first home for years, we had a bit of debt & been previously turned away by many banks & other mortgage advisers feeling like our goal was far beyond our reach. 

We then got recommended to go to Sandra, the big difference was that she sent us away, however… with a list of things we had to do & once we had completed that list she told us to go back & see her… 6 months later we did.

Since that very first visit, every step of the way Sandra helped us set clear, realistic short term goals in order to achieve our long term goals. 


Our lives have changed so much since our first visit & we have Sandra & the incredible team at Affinity to thank for all their ongoing guidance, support & expertise. 

If you are thinking about purchasing your first home & feel like it’s far beyond your reach, make that first appointment as soon as you can.

- Eden

Nick has been a calm and steady voice I could rely on throughout the process of buying my first home. It has not been smooth sailing getting to this point, but through all the difficult periods Nick has been just as consistent and reliable as when I finally found my first home.

Nick clearly values professionalism in his work but has the genuine care for my best interests and personal touch that made the whole process so much easier.

Knowing that Nick and the team will be the people I can rely on managing my mortgage and finances going forward, gives me great pleasure, confidence and a huge sense of calmness.

- Tim Smith

Embarking on the daunting adventure of property purchasing can be an absolute nightmare. Fortunately for me, I was recommended to contact Sandra and it was the absolutely best advice! Everything to do with the $s was sorted without me having to worry about a thing. Sandra and Vicki were so lovely to deal with, as well as being really efficient, removing all the usual stress. Communication was top notch too  I knew exactly where we were at every step of the way. I cannot recommend them highly enough.  
And I mean every word!

- Denise

I engaged Sandra Spence and the Affinity Advisors team to review my savings strategy and then with mortgage and insurance applications.

Each time responses to my enquires were timely, and I found the whole team to be very professional and knowledgeable while maintaining an ease of approachability and conversation that enabled me to feel comfortable asking my questions, and confidant I was given enough information and advise to make the right decision for me.

A good friend recommended Sandra Spence when I bought my first house back in 2009 and it was the best referral I've ever been given. I've moved house 5 times since then and Affinity Mortgage Advisors have provided invaluable support every time. We're now building our dream home back in Dunedin and we wouldn't be in this position if it wasn't for Sandra's help.

I've lost count of how many times I've recommended Affinity Mortgage Advisors since then, and they have managed to help my friends' dreams come true when others turned them away. I always say, "If Sandra can't get you a loan, then no-one can".

In the 10 years we have been with Affinity, they have always worked hard for us to get the best outcome! Helping us into our first house, getting the lowest mortgage rates, and managing our kiwisavers. They have always made sure we had the best insurance product for our needs. Recently they assisted us with an insurance claim, they made the whole process easy and kept us up to date the whole way through.

We highly recommend Affinity, the whole team are incredible to deal with. They always go above and beyond!

- Lisa